The Christmas Countdown, Year-End Deals, rent-to-own, 5% move-in financing, and up to 20% off select communities — plus dedicated promos at ten individual projects. See exactly which properties qualify and what to do next.
Updated November 1, 2026
DMCI Christmas Countdown · October 1 – November 30, 2026 · memo PD-26-09-031
For reservations November 1–30, 2026, the usual 1% discount on the 12% downpayment term is followed by a further 1%, applied one after the other, not added together — 1.99% all-in. On a ₱10,000,000 unit that is ₱199,000 off instead of ₱100,000. The 30%, 40% and 50% downpayment terms keep their regular 4%, 5% and 6%. Units only. Projects with their own promo (Anissa Heights, Fortis Residences, Kalea Heights, One Delta Terraces, The Oriana, One South Drive, Solmera Coast, The Valeron Tower) and the Legacy Projects are not included.
Applies to: Alder Residences, Allegra Garden Place, Brio Tower, Bristle Ridge, Brixton Place, Calathea Place, Cameron Residences, Cedar Crest, Fairlane Residences, Flair Towers, Infina Towers, Kai Garden Residences, Lumiere Residences, Maple Place, Mulberry Place, Oak Harbor Residences, One Castilla Place, Prisma Residences, Royal Palm Residences, Sage Residences, Satori Residences, Sheridan Towers, Sonora Garden Residences, The Aston Place, The Atherton, The Calinea Tower, The Camden Place, The Celandine, The Crestmont, The Erin Heights, Verawood Residences, Viera Residences.
Year-End Deals · November 1, 2026 – January 15, 2027 · memo PD-26-10-032
Straight Up 32: a 12% downpayment over 32 months with a 1% discount at nearly all projects (plus the Christmas Countdown's further 1% for November reservations). Straight Up 36: a 12% downpayment over 36 months with no discount at The Erin Heights, The Calinea Tower, Prisma Residences, Sage Residences and Oak Harbor Residences. Balance of 88% via bank or in-house financing. Units only; not combinable with regular discounts.
Legacy Projects — 20% off · until November 30, 2026 · memo PD-26-05-026
A flat 20% special discount on units at selected legacy communities, including Alea Residences. Regular and active promo payment terms can be used with it, but no other special or regular discount is added on top of the 20% — the Christmas Countdown does not apply at these projects.
Applies to: Alea Residences, Cypress Towers, East Ortigas Mansions, East Raya Gardens, Illumina Residences, Magnolia Place, Maricello Villas, Mayfield Park Residences, Raya Gardens Condominium, Rhapsody Residences, Rosewood Pointe, Royal Palm Residences, Tivoli Garden Residences.
5% Downpayment RFO Move-In · June 1 – November 30, 2026 · memo PD-26-05-028
A 5% downpayment payable over 12 months, with the 95% balance through bank financing (Chinabank or BPI only). Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences and Willow Park Homes get a 4% discount; all other ready-for-occupancy buildings get 2%.
Applies to: Alder Residences, Alea Residences, Allegra Garden Place, Brio Tower, Bristle Ridge, Brixton Place, Calathea Place, Cameron Residences, Cedar Crest, Cypress Towers, East Raya Gardens, Fairlane Residences, Flair Towers, Infina Towers, Kai Garden Residences, Lumiere Residences, Maple Place, Maricello Villas, Mayfield Park Residences, Mulberry Place, Oak Harbor Residences, One Castilla Place, Prisma Residences, Raya Gardens Condominium, Rhapsody Residences, Rosewood Pointe, Royal Palm Residences, Satori Residences, Sheridan Towers, Sonora Garden Residences, The Aston Place, The Atherton, The Camden Place, The Celandine, The Crestmont, The Oriana, Verawood Residences, Viera Residences.
HomeAdvance rent-to-own · October 1 – December 31, 2026 · memo PD-26-09-012
Move in after 4 months of downpayment (monthly or paid in advance) and lease the unit until bank drawdown or the balance due date. Minimum lease is 6 months. Move-in needs 1 month advance, 2 months security deposit and a utility deposit. PMO turnover fees are free, and association dues are free for 1 to 6 months depending on the lease length.
Applies to: Alder Residences, Alea Residences, Allegra Garden Place, Brio Tower, Brixton Place, Calathea Place, Cameron Residences, Cypress Towers, East Raya Gardens, Fairlane Residences, Flair Towers, Infina Towers, Kai Garden Residences, Lumiere Residences, Maricello Villas, Mayfield Park Residences, Oak Harbor Residences, Prisma Residences, Raya Gardens Condominium, Rhapsody Residences, Rosewood Pointe, Royal Palm Residences, Satori Residences, Sheridan Towers, The Aston Place, The Atherton, The Camden Place, The Celandine, The Crestmont, The Oriana.
Mulberry Place — Taffeta & Zephyr · November 1 – December 31, 2026 · memo PD-26-10-038
Taffeta and Zephyr buildings only: a 12% downpayment until turnover with a 1% discount (plus the Christmas Countdown's further 1% for November reservations), or a 15% downpayment until turnover with a 5% discount.
Applies to: Mulberry Place.
Fortis Residences — special promo · terms carried forward; confirm at reservation · memo DMC EDVI-26-08-003
Minimum 20% downpayment. Option 1: a 2% special discount on the standard downpayment schedule. Option 2: a 1% discount plus 10 additional months on the downpayment period.
Applies to: Fortis Residences.
The Valeron Tower — Grand Holideals · October 1 – November 30, 2026 · memo DMPVI-26-09-003
A 12% downpayment tier with a 1% special discount, a 15% tier with a 3% Holiday discount, or a 20% tier that stacks the 3% Holiday discount plus a 2% special discount — up to 5% combined, on top of regular discounts per memo PD-19-09-026. Every tier adds 12 months to the downpayment period. Separately, a Holideals Exclusive 10% discount applies to a named list of West Tower units on the 7th to 26th floors (Studio, 1BR and 2BR); the 10% stands alone and no other regular or promo discount is added on top of it. Units only; the promo payment term may be used for a parking slot on the same term as the unit.
Applies to: The Valeron Tower.
The Valeron Tower — Spot Term Promo · November 1, 2026 – January 15, 2027 · memo DMPVI-26-10-004
On a downpayment of 20% or more, pay 5% spot for an extra 2% off the total contract price, or 10% or more spot for an extra 3%; the rest of the downpayment runs until turnover.
Applies to: The Valeron Tower.
Sonora Garden Residences — promo renewal · November 1, 2026 – January 15, 2027 · memo RDPVI-26-10-001
All units: a 12% downpayment over 32 months with a 1% discount, or over 24 months with a 2% discount. For November 1–30 reservations the 32-month term's 1% picks up the Christmas Countdown's further 1%, applied after the 1%, one after the other — 1.99% all-in. Balance of 88% via bank or in-house financing.
Applies to: Sonora Garden Residences.
One South Drive — 2% special discount · terms carried forward; confirm at reservation · memo PD-26-09-028
A 2% special discount on all launched units (not on parking slots). Balance via cash, in-house or bank financing.
Applies to: One South Drive.
The standard downpayment discount ladder · current term sheet
At most active projects: 12% downpayment → 1% off (plus a further 1% for November reservations under the Christmas Countdown, 1.99% all-in), 30% → 4%, 40% → 5%, 50% → 6%. The downpayment term is 32 months at almost every project. Discounts apply to the unit only.
Oak Harbor Residences — spot downpayment discounts · carried on DMCI's current term sheet
20% spot downpayment → 4% off, 30% → 6%, 40% → 7%, 50% → 9%, cash term → 4%. The totals include the standard tier discount. Applies to units and parking slots bought together. Confirm the current memo at reservation.
Applies to: Oak Harbor Residences.
Moncello Crest — 15% downpayment term · terms carried forward; confirm at reservation · memo PD-26-07-013
A 15% downpayment term on units in every Moncello Crest building, Condotel and Residential, for any inventory released during the promo window. Balance via cash, in-house or bank financing.
Applies to: Moncello Crest.
Kalea Heights — 15% DP + 3.5% off · October 1 – November 30, 2026 · memo PD-26-09-007
A 15% downpayment with an 85% balance, and a 3.5% discount on top of the regular discount (units only). Balance via cash, in-house or bank financing.
Applies to: Kalea Heights.
One Delta Terraces — 2% special discount · November 1, 2026 – January 15, 2027 · memo DMC EDVI-26-10-003
12% downpayment → no discount; 15% downpayment → 2% special discount; 30%, 40% and 50% downpayment → the regular 4%, 5% and 6% plus the 2% special. The downpayment runs until turnover. Units only.
Applies to: One Delta Terraces.
Solmera Coast — 15% downpayment term · terms carried forward; confirm at reservation · memo PD-26-07-040
A 15% downpayment term on Asri, the residential building. The condotel buildings — Matahari, Kartika, Bumi and Nusa — take a 20% downpayment payable until turnover. The 30%, 40% and 50% downpayment terms keep their regular 4%, 5% and 6% discount on every building.
Applies to: Solmera Coast.
DMCI Christmas Countdown (October 1 – November 30, 2026): for November reservations, the 12% downpayment term's 1% discount picks up a further 1% (1.99% all-in). Year-End Deals (November 1, 2026 – January 15, 2027): 12% downpayment over 32 months with a discount, or over 36 months with no discount. Legacy Projects — 20% off (until November 30, 2026): a flat 20% special discount at selected legacy communities. 5% Downpayment RFO Move-In (June 1 – November 30, 2026): move into a ready unit with 5% down over 12 months. HomeAdvance rent-to-own (October 1 – December 31, 2026): move in after 4 months of downpayment and lease until your balance is processed. Mulberry Place — Taffeta & Zephyr (November 1 – December 31, 2026): up to 5% off at Taffeta and Zephyr, tiered by downpayment. Fortis Residences — special promo (terms carried forward; confirm at reservation): 2% off, or 1% off plus 10 extra months, from a 20% downpayment. The Valeron Tower — Grand Holideals (October 1 – November 30, 2026): 12%, 15% and 20% downpayment tiers with up to 5% off and 12 extra months, or 10% off selected West Tower units. The Valeron Tower — Spot Term Promo (November 1, 2026 – January 15, 2027): on 20%+ down, pay 5% spot for an extra 2% off or 10%+ spot for an extra 3%. Sonora Garden Residences — promo renewal (November 1, 2026 – January 15, 2027): 12% down over 32 months with 1% off (plus a further 1% in November) or over 24 months with 2% off. One South Drive — 2% special discount (terms carried forward; confirm at reservation): 2% off all launched units. The standard downpayment discount ladder (current term sheet): 12% down 1% off, 30% down 4%, 40% down 5%, 50% down 6%. Oak Harbor Residences — spot downpayment discounts (carried on DMCI's current term sheet): up to 9% off with a 50% spot downpayment. Moncello Crest — 15% downpayment term (terms carried forward; confirm at reservation): a 15% downpayment option at every Moncello Crest building. Kalea Heights — 15% DP + 3.5% off (October 1 – November 30, 2026): 15% down with an extra 3.5% off on top of the regular discount. One Delta Terraces — 2% special discount (November 1, 2026 – January 15, 2027): 2% special discount from 15% down. Solmera Coast — 15% downpayment term (terms carried forward; confirm at reservation): a 15% downpayment term on the residential building, Asri. Final prices and terms are confirmed at reservation.
For reservations November 1–30, 2026, the usual 1% discount on the 12% downpayment term is followed by a further 1%, applied one after the other, not added together — 1.99% all-in. On a ₱10,000,000 unit that is ₱199,000 off instead of ₱100,000. The 30%, 40% and 50% downpayment terms keep their regular 4%, 5% and 6%. Units only. Projects with their own promo (Anissa Heights, Fortis Residences, Kalea Heights, One Delta Terraces, The Oriana, One South Drive, Solmera Coast, The Valeron Tower) and the Legacy Projects are not included. Valid October 1 – November 30, 2026 (DMCI memo PD-26-09-031).
Straight Up 32: a 12% downpayment over 32 months with a 1% discount at nearly all projects (plus the Christmas Countdown's further 1% for November reservations). Straight Up 36: a 12% downpayment over 36 months with no discount at The Erin Heights, The Calinea Tower, Prisma Residences, Sage Residences and Oak Harbor Residences. Balance of 88% via bank or in-house financing. Units only; not combinable with regular discounts. Valid November 1, 2026 – January 15, 2027 (DMCI memo PD-26-10-032).
A flat 20% special discount on units at selected legacy communities, including Alea Residences. Regular and active promo payment terms can be used with it, but no other special or regular discount is added on top of the 20% — the Christmas Countdown does not apply at these projects. Valid until November 30, 2026 (DMCI memo PD-26-05-026).
A 5% downpayment payable over 12 months, with the 95% balance through bank financing (Chinabank or BPI only). Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences and Willow Park Homes get a 4% discount; all other ready-for-occupancy buildings get 2%. Valid June 1 – November 30, 2026 (DMCI memo PD-26-05-028).
Move in after 4 months of downpayment (monthly or paid in advance) and lease the unit until bank drawdown or the balance due date. Minimum lease is 6 months. Move-in needs 1 month advance, 2 months security deposit and a utility deposit. PMO turnover fees are free, and association dues are free for 1 to 6 months depending on the lease length. Valid October 1 – December 31, 2026 (DMCI memo PD-26-09-012).
Taffeta and Zephyr buildings only: a 12% downpayment until turnover with a 1% discount (plus the Christmas Countdown's further 1% for November reservations), or a 15% downpayment until turnover with a 5% discount. Valid November 1 – December 31, 2026 (DMCI memo PD-26-10-038).
Financing: spot cash, bank financing or DMCI in-house financing. Promos apply to units only and are confirmed at reservation.
Send Belle your budget and preferred project — Belle will match you to the best current DMCI Homes promo and walk you through the exact numbers, free of charge.
Get Matched to a Promo →Home Advance · Rent-to-Own
Home Advance is not a “rent first, buy later” arrangement. The purchase happens first; the occupancy happens second. You sign a Reservation Agreement and then a Contract to Sell on that exact unit, in your name, before any move-in conversation starts — so every peso of your downpayment is equity in your purchase, not a credit held aside to be applied later if something gets approved. You are the owner from Day 1, not a tenant hoping to become one. Per-property monthly lease rates are on each property page.
Pay the 4 months downpayment in one go to qualify right away. This advance is not subject to any extra discount and your schedule stays as-is.
Pay your downpayment monthly as scheduled. You qualify for Home Advance availment after your 4th monthly payment.
All terms enjoy free PMO turnover fees.
Straight about the lease: under Home Advance you do sign a lease, and the monthly Home Advance rate is not credited to your purchase price — it buys you occupancy of a unit you already own on paper, years before the bank drawdown. Compare that with any arrangement where you lease first and the purchase is a separate, later decision that is subject to approval.
Promo validity: October 1 – December 31, 2026 · per DMCI memo PD-26-09-012. Lease rates are indicative and based on unit bedroom type and size; final figures are confirmed at reservation. Talk to Belle Aldea to avail.
Frequently Asked Questions
Under DMCI memo PD-26-10-024 (October 16, 2026), Pag-IBIG financing is open on 16 DMCI projects with its own payment terms: a 12% downpayment over 18 months on ready-for-occupancy projects (Allegra Garden Place, The Oriana North Tower, Verdon Parc and the Legacy Projects), 12% over 18 up to 32 months at The Erin Heights and The Oriana South Tower, and 20% until turnover at Anissa Heights. The Legacy 20% discount still applies with Pag-IBIG, Allegra and The Erin Heights keep the Christmas Countdown (no regular 1%), and every Pag-IBIG buyer gets a ₱10,000 special discount until December 31, 2026. Closing fees are paid before the loan is released, and the unit is turned over on release.
The Legacy Projects Special Discount offers the single largest markdown at 20% off, available at select legacy communities until November 30, 2026. For move-in-ready homes with minimal upfront cash, the 5% Downpayment RFO promo has the lowest entry cost. For buyers not ready to pay full price yet, Home Advance lets you move in and rent while paying down your unit.
DMCI Homes Ready for Occupancy (RFO) properties in Metro Manila include: Alder Residences (Taguig), Allegra Garden Place (Pasig), Mulberry Place (Taguig), The Aston Place (Pasay), The Atherton (Parañaque), Cameron Residences (Quezon City), Fairlane Residences (Pasig), Kai Garden Residences (Mandaluyong), Prisma Residences (Pasig), Satori Residences (Pasig), Sonora Garden Residences (Las Piñas), The Camden Place (Manila), The Crestmont (QC), The Orabella (QC), and The Oriana (QC). Contact Belle Aldea for current availability.
Ready for Occupancy (RFO) units are fully built and can be moved into after completing purchase requirements (typically 30–90 days). Pre-selling units are purchased before or during construction, offering lower prices and flexible downpayment terms but requiring a 2–5 year wait. RFO suits buyers who need immediate occupancy; pre-selling suits investors seeking maximum appreciation.
Not immediately — you can move in after completing all purchase requirements: fully paying the downpayment (or lump sum), securing bank or in-house financing, submitting all documents, and passing the unit inspection. This typically takes 30–90 days from contract signing. Belle Aldea guides you through every step.
Generally yes — RFO DMCI units are priced higher than pre-selling because you pay a premium for immediate occupancy. Pre-selling units can be 10%–25% cheaper than their RFO counterparts. However, RFO eliminates construction risk and allows you to see the actual unit before buying.
Benefits include: (1) Move in or lease out immediately for rental income; (2) See the actual unit before committing; (3) No construction risk; (4) Faster process — no 2–5 year wait; (5) Immediate capital appreciation potential. Ideal for OFWs, investors targeting rental yield, and end-users who need a home now.
For reservations from June 1 to November 30, 2026, DMCI Homes' ready-for-occupancy buildings offer a 5% downpayment payable over 12 months, with the 95% balance through bank financing — available via Chinabank and BPI only (memo PD-26-05-028). Selected buildings, including Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, and Willow Park Homes, carry a 4% discount; all other RFO buildings carry a 2% discount under the same terms.
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